“Have I got enough money to achieve all of my objectives?” a rhetorical question unless you have the right tools to analyse it.

Packenham Wealth will help you answer this question with confidence. 

After obtaining a detailed picture of your current circumstances, we will analyse the feasibility of your objectives using cashflow modelling.  We will help you make prudent decisions based on our deep understanding of your obligations, aspirations, timelines and appetite for financial risk and capacity for financial loss, identifying any gaps in protection, over and under exposure to particular classes of financial risk and rejuvenating “lazy” money which should work harder for you. 

Our advice is structured to be tax efficient:  from ISAs to pensions, trusts and family investment companies utilising the most valuable reliefs available to you.  We are truly independent and are not tied to recommending any particular products or providers, so will provide appropriate advice tailored to your specific needs.

We believe in fixed fees and no surprises.  Our first meeting (which is without charge) will comprise a fact-finding survey of your current circumstances, objectives and aspirations. We can then provide you with a quotation of the anticipated cost.  If you agree to proceed we will enshrine the details of our remuneration and services in an engagement letter. Work will only proceed with the work once you have signed and returned this document. 

Some strategies may require the deployment of other professionals including tax advisers, accountants and lawyers. We can offer guidance on potential partners to deliver any particular element of your strategy based on our experience of their ability and your budget. 

The way we work revolves around you and not what financial products we can sell – many of our engagements are advice centric and do not call for a particular product, but rather the fine-tuning of an overall strategy based on an existing portfolio.

The value of pensions and investments and the income they produce can go down as well as as up and you may not get back the full amount that you originally invested. The Financial Conduct Authority does not regulate trusts and tax advice.

Packenham Wealth…because you’ve earned it.